The email messages we accustomed deliver these “Mainstreet pCLIP” clients would get the following: “Elena Botella, you’re a valued client, and we wish you to obtain additional away from your card. Therefore recently, your personal line of credit had been risen up to $6550.00. Thus giving you more in your wallet, which provides you more freedom. Many thanks for selecting Capital One ®. Enjoy your greater personal line of credit. ”

At any bank, you’re only likely to get a credit limit increase if you’re getting close to your existing credit limit if you have a low credit score. Therefore you probably had a few thousand dollars of Capital One credit card debt at an interest rate of at least 20 percent if you got that email. Continue reading