Make use of the facts to help make an argument that is reasoned.
Instead of “I’ll settle the total amount in the event that you within the ?250 offer to ?500” it is a more powerful approach to state “I think its also wise to be refunding loans 3 and 4. Loan 3 ended up being applied for just 5 days when I repaid loan 2 and had been a whole lot bigger than loans 1 and 2. Loan 4 ended up being slightly smaller than loan 3 but had been applied for exactly the same time as loan 3 ended up being paid back. ”
If you may be saying the lending company needs to have seen all your valuable other borrowing from your own credit score and therefore it was getting more serious, supply a copy of the Transunion Statutory Credit report along with your e-mail.